This is the official AeroFinancialFSE document outlining the terms and conditions of your financing agreement.
Please verify the reference name of these terms and conditions, as variations may exist depending on the type of financing, specific agreements, or applicable adjustments.
Within your private client area, you will have access to this document, which will indicate the corresponding reference name at the beginning.

Legal Disclaimer

We would like to make it clear that this is not a legal agreement.
This is a fictional document related to a simulation game called FSEconomy.net, and therefore holds no legal validity.

LeurosOperator.ovh belongs to a user of www.FSEconomy.net, an economic simulation platform for flight simulators.
Under no circumstances is this website or its content associated with any real-world business activity, nor does it constitute a commercial offer.
This website is owned by a private individual acting in a purely personal and non-commercial capacity.

Acceptance of Terms

When you initiate financing with us, these terms and conditions are automatically accepted.
Because there are different financing types, agreements, and exceptions, your private area includes a section called “Additional Information”, where certain terms may be updated or adjusted.
In case of conflict, the information contained in that section will take precedence over the general terms listed here.

Management Process

We purchase the aircraft, and for the duration of the financing period, AeroFinancialFSE remains the owner of the aircraft until all payments are completed.
The aircraft will be leased to you, allowing you to operate it freely during the term of the agreement.
Once all payments have been fulfilled, the aircraft will be transferred to your ownership through a symbolic sale for $1.00.

Default and Payment Obligations

At the beginning of the financing process, a down payment is required — the amount and form of which will be clearly communicated in advance.
This down payment serves as a payment guarantee, and in case of non-compliance with the terms of this document, access to the aircraft will be revoked, and no refunds (including the down payment) will be issued.

The down payment may consist of cash, aircraft, or FBOs, depending on the agreement made at the start.
If the payment is not monetary, ownership of the collateral provided will be transferred to ensure a valid guarantee of payment.

The borrower must honor the payment schedule agreed upon at the beginning of the financing period.
All payments must be made before the specified due dates.

Missed or Late Payments

If a scheduled payment is not made, the financing will enter a “non-payment” status for up to 30 days after the due date.
If payment is completed within this period, the aircraft may be reinstated, provided that all outstanding fees and ownership charges are settled.

This grace period may occur once per Standard Plan or twice per Premium Plan.

If the non-payment period extends beyond the allowed limit, the financing will be terminated, and neither the aircraft nor the funds provided — including the down payment — will be refunded.

Included Services

Non-Payment Insurance (Premium Plan Only):
You may request this insurance at any time.
We will handle the sale of your aircraft on your behalf for the same price at which it was financed.
If we are able to sell the aircraft within three months, you will receive a refund of 60% of the amount you have paid, minus applicable fees and interest.
It is the user’s responsibility to request the activation of this insurance.
If you default without activating it, we cannot process the insurance, as we cannot determine whether you have abandoned or suspended the service.

Free Aircraft Repositioning (Premium Plan Only):
If you find your aircraft stuck at an unsuitable airport (e.g., short runway or missing scenery), we will reposition it for you.
The maximum relocation distance is 500 NM, and this service may be used once per loan.
This benefit is exclusive to Premium Plan users.

Registration and Lease Transfers:

• Standard Plan: Up to 2 aircraft registration changes and 2 lease transfers.

• Premium Plan: Up to 5 aircraft registration changes and 5 lease transfers.

Payment Reminders:
We will send payment reminders 7 days prior to each due date.

Advance Payments:
You may make advance payments at any time in full-month increments.
This will extend your due dates accordingly, ideal if you plan to be inactive for a while.

If the financing is paid off early, we will issue a reimbursement estimate for unused ownership fees, which will be credited back to your account.

Excluded Costs

All operational costs associated with the aircraft are the user’s responsibility.
This includes, but is not limited to:

• Fuel expenses

• Repairs and engine replacements

• Random maintenance events

• Module installations

• The creation of transport “boxes” for aircraft transfer

Only ownership fees are included in the financing calculation.