Terms and Conditions

Aircraft Financing Terms and Conditions Version: AF04/26

This document is the official AeroFinancialFSE Terms & Conditions for aircraft financing.

The reference name may vary depending on:

  • Aircraft financing type
  • Agreement structure and duration
  • Client‑specific adjustments
  • Updates issued by AeroFinancialFSE

Your Orion User Portal always displays the correct and active version under the loan agreement. Each aircraft loan begins with its own reference name for proper identification. If you hold multiple aircraft loans, each will list its own reference name for clarity.

Legal Disclaimer

This document is not a legal agreement and must not be interpreted as one. All AeroFinancialFSE content is fictional and created solely for use within FSEconomy.net, a flight simulation economic game. It has no legal validity, creates no enforceable obligations, and does not represent real‑world financial or commercial services.

AeroFinancialFSE is operated by a private FSE user and is not connected to real‑world business activity, commercial offers, or profit‑based services. All features, including aircraft financing, FBO financing, Virtual Cash financing, and aviation logistics financing, are simulation‑only and do not correspond to real‑world financial products or commitments.

Eligibility and Loan Limits

Borrowers may hold a maximum of three active loan agreements at any time across all financing products, including aircraft, FBO, Cash Advance, and Logistics financing. If you default on any loan agreement, all other active loan agreements will automatically enter default as well, unless Non‑Payment Insurance is activated. This insurance must be activated while the loan is in good standing. If it is not activated before default, the cross‑default policy will apply in full.

Acceptance of Terms

By initiating financing with AeroFinancialFSE, you automatically accept these Terms & Conditions.

Inside each loan agreement within your Orion User Panel, you will find a section titled “Special Conditions Apply.” Any updates, adjustments, or product‑specific terms listed there apply directly to that specific loan.

If any conflict arises between this general document and the details found in Special Conditions Apply inside a loan agreement, the Special Conditions Apply section takes precedence.

Management Process

We purchase the aircraft, and AeroFinancialFSE remains the owner for the full duration of the financing period until all payments are completed. The aircraft is leased to you during this time, allowing full operational use under the terms of the agreement. When all payments have been fulfilled, ownership is transferred to you through a symbolic sale for v$1.00.

Default and Payment Obligations

At the start of the financing process, a down payment is required. The amount and form will be communicated in advance. This down payment acts as a payment guarantee. If the terms of this document are not followed, access to the aircraft will be revoked and no refunds will be issued, including the down payment.

The down payment may be made in cash, aircraft, or FBOs, depending on what is agreed at the beginning. If the down payment is not monetary, ownership of the collateral provided will be transferred to secure the guarantee.

The borrower must follow the payment schedule agreed upon at the start of the financing period. All payments must be made before their due dates.

Missed or Late Payments

If a scheduled payment is not made, the financing enters non‑payment status for up to 30 days after the due date. If payment is completed within this period, the aircraft may be reinstated once all outstanding fees and ownership charges are paid.

This grace period may occur once under the Standard Plan or twice under the Premium Plan.

If the non‑payment period exceeds the allowed limit, the financing will be terminated. The aircraft will be repossessed, and no funds will be refunded, including the down payment.

Account Status and Purchasing Restrictions

If you default on any active loan agreement, your account will be restricted from financing any new assets for a period of 6 months. A second default will result in a permanent ban from all future purchasing and financing services. These restrictions apply across all product lines, including aircraft, FBO, Cash Advance, and Logistics financing. If Non‑Payment Insurance is activated while the loan is in good standing, the ban policy will not apply to that specific loan agreement.

Included Services

Non‑Payment Insurance is available only under the Premium Plan and may be requested at any time. We will handle the sale of your aircraft on your behalf for the same price at which it was originally financed. If the aircraft is sold within three months, you will receive a refund of sixty percent of the amount you have paid, minus applicable fees and interest.

It is the borrower’s responsibility to request activation of this insurance. If you default without activating it, the insurance cannot be applied because we cannot determine whether you have abandoned or suspended the service.

15% Discount Aircraft Repositioning (Premium Plan Only):

Premium Plan users receive a 15% discount on one Aircraft Ferry or Crated Aircraft service per loan agreement, available worldwide.

Registration and Lease Transfers:

  • Standard Plan: Up to 2 aircraft registration changes and 2 lease transfers.

  • Premium Plan: Up to 5 aircraft registration changes and 5 lease transfers.

Payment Reminders:

We will send payment reminders 7 days before each due date.

You may make advance payments at any time in full‑month increments. Each advance payment extends your future due dates, which is useful if you expect to be inactive for a period of time.

If the financing is paid off early, we will calculate a reimbursement estimate for any unused ownership fees and credit the amount back to your account.

Excluded Costs

All operational costs associated with the aircraft are the user’s responsibility.
This includes, but is not limited to:

  • Fuel expenses

  • Repairs and engine replacements

  • Random maintenance events

  • Module installations

  • The creation of transport “boxes” for aircraft transfer

Only ownership fees are included in the financing calculation.

FBO Financing Terms and Conditions Version: AF04/26

This is the official AeroFinancialFSE document related to the terms and conditions of your financing.

Please verify the reference name of these terms and conditions, as there may be different variations depending on the type of financing, agreements, or adjustments.

Within your private account area, you will have access to this document, which will indicate the reference name at the beginning.

Legal Disclaimer

This document is not a legal agreement and must not be interpreted as one. All AeroFinancialFSE content is fictional and created solely for use within FSEconomy.net, a flight simulation economic game. It has no legal validity, creates no enforceable obligations, and does not represent real‑world financial or commercial services.

AeroFinancialFSE is operated by a private FSE user and is not connected to real‑world business activity, commercial offers, or profit‑based services. All features, including aircraft financing, FBO financing, Virtual Cash financing, and aviation logistics financing, are simulation‑only and do not correspond to real‑world financial products or commitments.

Eligibility and Loan Limits

Borrowers may hold a maximum of three active loan agreements at any time across all financing products, including aircraft, FBO, Cash Advance, and Logistics financing. If you default on any loan agreement, all other active loan agreements will automatically enter default as well, unless Non‑Payment Insurance is activated. This insurance must be activated while the loan is in good standing. If it is not activated before default, the cross‑default policy will apply in full.

Acceptance of Terms

By initiating financing with AeroFinancialFSE, you automatically accept these Terms & Conditions.

Inside each loan agreement within your Orion User Panel, you will find a section titled “Special Conditions Apply.” Any updates, adjustments, or product‑specific terms listed there apply directly to that specific loan.

If any conflict arises between this general document and the details found in Special Conditions Apply inside a loan agreement, the Special Conditions Apply section takes precedence.

 

Management Process

We purchase the FBO, and for the duration of the financing period, AeroFinancialFSE remains the owner of that property.
Each gate will be leased at a rate equivalent to one month of supply costs.

Once all payments have been completed, the FBO will be transferred to your ownership through a symbolic sale of v$1.00. At that time, you will also receive all accumulated funds generated by fuel sales, repairs, operational fees, and any stored materials associated with the FBO.

At the start of the financing, a down payment is required, and the details will always be clearly explained in advance. This down payment acts as a payment guarantee.

If you fail to comply with the terms of this document, access to the FBO will be revoked, and no refund will be issued, including the down payment and any materials stored in the FBO.

The down payment may be made in cash, aircraft, or other FBOs, depending on the agreement established at the start of the financing. If the down payment is not monetary, ownership of the provided assets will be transferred to ensure a valid payment guarantee.

Default and Payment Obligations

At the start of the financing process, a down payment is required. The amount and form will be communicated in advance. This down payment acts as a payment guarantee. If the terms of this document are not followed, access to the aircraft will be revoked and no refunds will be issued, including the down payment.

The down payment may be made in cash, aircraft, or FBOs, depending on what is agreed at the beginning. If the down payment is not monetary, ownership of the collateral provided will be transferred to secure the guarantee.

The borrower must follow the payment schedule agreed upon at the start of the financing period. All payments must be made before their due dates.

The FBO is required to maintain inventory at a minimum of 30 days' supplies at all times and may not fall below that level.
A gate rental fee is set based on this minimum inventory requirement, and payment of this fee is mandatory. If the system does not deduct the amount for this monthly rental fee, the user is required to make a deposit for that amount to cover the inventory.

If the user fails to meet this requirement, it will be treated as a default on the financing; the financing will be canceled, the aircraft will be repossessed, and the agreement will be terminated. Any amounts paid and/or aircraft delivered as security for payment or monthly installments will not be returned.

Missed or Late Payments

If a scheduled payment is not made, the financing enters non‑payment status for up to 30 days after the due date. If payment is completed within this period, the aircraft may be reinstated once all outstanding fees and ownership charges are paid.

This grace period may occur once under the Standard Plan or twice under the Premium Plan.

If the non‑payment period exceeds the allowed limit, the financing will be terminated. The aircraft will be repossessed, and no funds will be refunded, including the down payment.

Account Status and Purchasing Restrictions

If you default on any active loan agreement, your account will be restricted from financing any new assets for a period of 6 months. A second default will result in a permanent ban from all future purchasing and financing services. These restrictions apply across all product lines, including aircraft, FBO, Cash Advance, and Logistics financing. If Non‑Payment Insurance is activated while the loan is in good standing, the ban policy will not apply to that specific loan agreement.

Account Status and Purchasing Restrictions

If you default on any active loan agreement, your account will be restricted from financing any new assets for a period of 6 months. A second default will result in a permanent ban from all future purchasing and financing services. These restrictions apply across all product lines, including aircraft, FBO, Cash Advance, and Logistics financing. If Non‑Payment Insurance is activated while the loan is in good standing, the ban policy will not apply to that specific loan agreement.

Included Benefits

Non-Payment Insurance (Premium Plan Only):
You may request this insurance at any time.
We will handle the sale of your FBO on your behalf for the same price at which it was financed.
If we are able to sell the FBO within three months, we will refund 60% of the total amount paid, minus applicable fees and interest.

It is the borrower’s responsibility to request this insurance.
If a payment default occurs and the insurance has not been requested, we cannot activate it, as we will not know whether the user has abandoned the service or simply chosen not to continue.

FBO Customization and Lease Transfers:

  • Standard Plan: Up to 2 customization changes and 2 lease transfers.

  • Premium Plan: Up to 5 customization changes and 5 lease transfers.

Payment Reminders:
You will receive a payment reminder 7 days before each due date.

Advance Payments:
You may make advance payments at any time, in full-month increments.
This will extend your payment schedule and is especially useful if you plan to be inactive for a period of time.

Excluded Costs

All operational and management costs of the FBO are the responsibility of the user.
This includes, but is not limited to:

  • Material purchases

  • Workshop construction

  • Passenger terminal creation

  • Any additional fees not explicitly covered by the financing

Cash Advance Financing Terms and Conditions Version: AF04/26

This is the official AeroFinancialFSE document related to the terms and conditions of your financing.


Please verify the reference name of these terms and conditions, as there may be different variations depending on the type of financing, agreements, or adjustments.

Within your private account area, you will have access to this document, which will indicate the reference name at the beginning.

Legal Disclaimer

This document is not a legal agreement and must not be interpreted as one. All AeroFinancialFSE content is fictional and created solely for use within FSEconomy.net, a flight simulation economic game. It has no legal validity, creates no enforceable obligations, and does not represent real‑world financial or commercial services.

AeroFinancialFSE is operated by a private FSE user and is not connected to real‑world business activity, commercial offers, or profit‑based services. All features, including aircraft financing, FBO financing, Virtual Cash financing, and aviation logistics financing, are simulation‑only and do not correspond to real‑world financial products or commitments.

Eligibility and Loan Limits

Borrowers may hold a maximum of three active loan agreements at any time across all financing products, including aircraft, FBO, Cash Advance, and Logistics financing. If you default on any loan agreement, all other active loan agreements will automatically enter default as well, unless Non‑Payment Insurance is activated. This insurance must be activated while the loan is in good standing. If it is not activated before default, the cross‑default policy will apply in full.

Acceptance of Terms

By initiating financing with AeroFinancialFSE, you automatically accept these Terms & Conditions.

Inside each loan agreement within your Orion User Panel, you will find a section titled “Special Conditions Apply.” Any updates, adjustments, or product‑specific terms listed there apply directly to that specific loan.

If any conflict arises between this general document and the details found in Special Conditions Apply inside a loan agreement, the Special Conditions Apply section takes precedence.

 

Management Process

We issue the Cash Advance, and for the duration of the repayment period, AeroFinancialFSE maintains full financial claim over the outstanding balance and any collateral pledged to secure the agreement.

During this time, you may continue normal operations, but any pledged asset remains under AeroFinancialFSE’s control until the obligation has been fully satisfied.

Once all payments have been completed, the Cash Advance will be considered fully repaid, and any collateral held as security will be returned or released. At that time, you regain full ownership of any aircraft, FBOs, or other assets transferred at the start of the agreement.

At the start of the financing, no down payment is required, and all terms will always be clearly explained in advance. The collateral transfer itself serves as the payment guarantee for the duration of the agreement.
If you fail to comply with the terms of this document, the agreement will be enforced immediately, and no refund will be issued. This includes the forfeiture of any collateral or assets pledged to secure the Cash Advance.

Collateral may be provided in the form of an aircraft, an FBO, or other approved assets, depending on the agreement established at the start of the financing. If the collateral is not monetary, ownership of the provided asset will be transferred to ensure a valid and enforceable payment guarantee.

Default and Payment Obligations

At the start of the financing process, no down payment is required, and all terms of the Cash Advance will be communicated clearly in advance. The collateral pledged at the beginning of the agreement serves as the payment guarantee for the duration of the repayment period. If the terms of this document are not followed, access to any pledged assets will be revoked, and no refunds will be issued, including the return of any collateral transferred at the start of the agreement.

Collateral may be provided in the form of an aircraft, an FBO, or other approved assets, depending on what is agreed upon at the beginning of the financing. If the collateral is not monetary, ownership of the provided asset will be transferred to AeroFinancialFSE to secure the guarantee.

The borrower must follow the payment schedule agreed upon at the start of the financing period. All payments must be made before their due dates, and failure to do so may result in immediate enforcement of the agreement and forfeiture of the pledged collateral.

Missed or Late Payments

If a scheduled payment is not made, the Cash Advance enters non‑payment status for up to 30 days after the due date. If the payment is completed within this period, the account may be reinstated once all outstanding fees and any applicable administrative charges are paid.

If the non‑payment period exceeds the 30‑day limit, the Cash Advance agreement will be terminated. Any collateral pledged at the start of the financing will be forfeited, and no funds will be refunded. Since no down payment is required for this product, only the pledged collateral is subject to forfeiture.

Account Status and Purchasing Restrictions

If you default on any active Cash Advance agreement, your account will be restricted from financing any new assets for a period of 6 months. A second default will result in a permanent ban from all future purchasing and financing services. These restrictions apply across all product lines, including aircraft, FBO, Cash Advance, and Logistics financing.

Because the Cash Advance uses a fixed interest rate of 1% per month and does not include insurance options, no non‑payment insurance exemptions apply to this product.

Included Services

Payment Reminders:

We will send payment reminders 7 days before each due date.

You may make advance payments at any time in full‑month increments. Each advance payment extends your future due dates, which is useful if you expect to be inactive for a period of time.

If the financing is paid off early, we will calculate a reimbursement estimate for any unused ownership fees and credit the amount back to your account.

Logistics Financing Terms and Conditions Version: AF04/26

This document is the official AeroFinancialFSE Terms & Conditions for Logistics Financing.

The reference name may vary depending on:

  • Logistics financing type
  • Agreement structure and duration
  • Client‑specific adjustments
  • Updates issued by AeroFinancialFSE

Your Orion User Portal always displays the correct and active version under the logistics agreement. Each logistics loan begins with its own reference name for proper identification. If you hold multiple logistics loans, each will list its own reference name for clarity.

Legal Disclaimer

This document is not a legal agreement and must not be interpreted as one. All AeroFinancialFSE content is fictional and created solely for use within FSEconomy.net, a flight simulation economic game. It has no legal validity, creates no enforceable obligations, and does not represent real‑world financial or commercial services.

AeroFinancialFSE is operated by a private FSE user and is not connected to real‑world business activity, commercial offers, or profit‑based services. All features, including aircraft financing, FBO financing, Virtual Cash financing, and aviation logistics financing, are simulation‑only and do not correspond to real‑world financial products or commitments.

Eligibility and Loan Limits

Borrowers may hold a maximum of three active loan agreements at any time across all financing products, including Aircraft, FBO, Cash Advance, and Logistics financing.

If you default on any loan agreement, all other active loan agreements will automatically enter default as well. Logistics Financing does not include Non‑Payment Insurance, and therefore no exemptions apply.

Acceptance of Terms

By initiating Logistics Financing with AeroFinancialFSE, you automatically accept these Terms & Conditions.

Inside each logistics agreement within your Orion User Panel, you will find a section titled “Special Conditions Apply. Any updates, adjustments, or product‑specific terms listed there apply directly to that specific agreement.

If any conflict arises between this general document and the details found in Special Conditions Apply, the Special Conditions Apply section takes precedence.

Management Process

We take ownership of the aircraft for the duration of the Logistics Financing agreement. AeroFinancialFSE becomes the owner of the aircraft at the start of the financing period and retains ownership until all scheduled payments have been completed. During this time, the aircraft is leased back to you, allowing full operational use under the terms of the agreement. When all payments have been fulfilled, ownership is transferred back to you through a symbolic sale for v$1.00, restoring full control and all associated operational rights.

Financing is only available if you use our AeroFinancial Logistics service. We will not cover financing for other groups or fsconomy users.

Default and Payment Obligations

At the start of the financing process, no down payment is required. The transfer of ownership of the pledged asset serves as the payment guarantee for the full duration of the Logistics Financing agreement. All terms will be communicated clearly in advance. If the terms of this document are not followed, access to the pledged asset will be revoked, and no refunds will be issued.

The borrower must follow the payment schedule agreed upon at the start of the financing period. All payments must be made before their due dates, and failure to do so may result in immediate enforcement of the agreement and forfeiture of the pledged collateral.

Missed or Late Payments

If a scheduled payment is not made, the financing enters non‑payment status for up to 30 days after the due date. If payment is completed within this period, the aircraft may be reinstated once all outstanding fees and ownership charges are paid.

This grace period may occur once under the Standard Plan or twice under the Premium Plan.

If the non‑payment period exceeds the allowed limit, the financing will be terminated. The aircraft will be repossessed, and no funds will be refunded, including the down payment.

Account Status and Purchasing Restrictions

If you default on any active loan agreement, your account will be restricted from financing any new assets for a period of 6 months. A second default will result in a permanent ban from all future purchasing and financing services. These restrictions apply across all product lines, including aircraft, FBO, Cash Advance, and Logistics financing. If Non‑Payment Insurance is activated while the loan is in good standing, the ban policy will not apply to that specific loan agreement.

Included Services

Payment Reminders:

We will send payment reminders 7 days before each due date.

You may make advance payments at any time in full‑month increments. Each advance payment extends your future due dates, which is useful if you expect to be inactive for a period of time.

If the financing is paid off early, we will calculate a reimbursement estimate for any unused ownership fees and credit the amount back to your account.

Excluded Costs

All operational costs associated with the aircraft are the user’s responsibility.
This includes, but is not limited to:

  • Fuel expenses

  • Repairs and engine replacements

  • Random maintenance events

  • Module installations

  • The creation of transport “boxes” for aircraft transfer

Only ownership fees are included in the financing calculation.